Funding planning gain, explained
Clear, practical guides to the finance that carries land through planning, and the concepts that decide what you can borrow and when. We are a broker, not a planning or tax adviser, so always confirm your position with the right professionals.
Exit to Dev Finance
How to refinance a land bridge onto development finance, what dev lenders want to see, and how to time the handover so the bridge does not run out. Talk to us.
GuideHope Value
Hope value is the extra worth in land from the chance of future planning consent. Learn how it is assessed and why lenders are cautious about it.
GuideLTV & Consent
How land is valued for lending, why loan to value steps up once consent lands, and how rolled up interest works, with a labelled illustration. Talk to us.
GuideOutline vs Full
How outline and full planning permission each shape land value, loan to value and your exit, and how we fund the gap in between. Talk to us early.
GuidePromotion vs Option
Option and promotion agreements compared: who drives the planning, who pays, and how each is paid, plus the finance implications. Talk to us about funding.
GuideS106, CIL & Viability
How section 106 obligations, the Community Infrastructure Levy and viability affect land value and what a lender will advance. Speak to us about funding.
GuideWhat It Is
Planning gain finance funds the value uplift that planning permission creates in land. Learn how it works, its forms and how the exit repays it.
Get indicative terms on a facility
Tell us about the site, its current value and the planning position. There is no charge to enquire.